Independent buying advisor for Dutch buyers in Spain
We guide a limited number of buyers each year, selectively and personally. No sales pressure, no noise — just a clear analysis of your plans, as if we were buying for ourselves.
property in Spain is not a holiday expense, but a wealth decision. That's why we look beyond location and visuals, and focus on five strategic criteria: usage, time horizon, fiscal position, financing, and region/policy plus management. This allows you to see whether a purchase fits your life, assets, and risk profile — now and over the next five to ten years.
For new-build projects, our fee is paid by the developer, meaning you as the buyer incur no additional costs for our guidance.
We do not work exclusively with a single developer and select projects based on substance, long-term value, and risk — not on the highest commission.
Prefer to watch or listen first? Through our RTLZ features and LinkedIn articles, you'll see how we approach investing, enjoying, and (partially) living in Spain.
Which buyers we work with
We are here for Dutch buyers who want to approach their purchase in Spain strategically and recognize themselves in one of these situations.
On the page 'Who we work with' you can read how we collaborate with these profiles and when we are not the right partner.
How we work: selective and personal
We are not a sales agent with our own inventory that "needs to move," but independent buying advisors. We consciously guide a limited number of cases at a time, allowing space for analysis, discussions, and alignment. Our starting point is always your situation, not a project that happens to be on the shelf.
- → We start with clarity via the Purchase Compass and/or a strategy conversation, before discussing specific properties.
- → We evaluate your plans along five strategic criteria: usage, time horizon, tax position, financing, and region/policy plus management.
- → We identify opportunities and vulnerabilities and work with ranges rather than rosy forecasts.
- → For new builds, our fee is paid by the developer — not by you. We select projects based on content and long-term value, not the highest commission.
Only once the strategic foundation is right do we look at which regions, projects, and properties fit.
Five strategic criteria
Usage
Investing, enjoyment, living, or a combination of these.
Time horizon
0–5, 5–10, or 10+ years — and the flexibility you need within that.
Fiscal position
Box 3, AOW, BV/holding, or Spanish SL — which structure fits?
Financing
Own capital, mortgage, cashflow — how do you finance smartly?
Region, policy & management
Location, regulation, rental policy, and long-term outlook.
First clarity, then searching
Most buyers start by viewing properties, but the right order is different: first clarity on your criteria, then selection. The Spanish Purchase Compass 2026–2029 helps you evaluate your plans along five strategic criteria, so you know which direction fits your life, assets, and risk appetite.
- ✓ Insight into usage — investing, enjoyment, living, or a combination.
- ✓ Clarity on time horizon (0–5, 5–10, 10+ years) and required flexibility.
- ✓ Framework for Box 3, financing, and choice of region and management.
Strategy Session: Buy now, later, or not yet?
In a strategy conversation, we evaluate your plans using the same criteria as the Purchase Compass. In 45 minutes, we explore whether buying now, later, or not at all in Spain makes the most sense for your situation.
- ✓ Calm, analytical discussion — not a sales presentation.
- ✓ Focused on your situation: plans, assets, timeline, and desired freedom.
- ✓ The outcome may also be that not buying now is the better choice.
Where we work
We focus on three regions in Spain: Costa Cálida, South Costa Blanca, and parts of the Costa del Sol. Within these areas, we deliberately choose high-quality locations with solid long-term potential, rather than mass-tourism hotspots.
That's why we look not only at the project itself, but also at the policy context and long-term development of the region.
Why buyers work with us
Our approach stems from years of experience within the NVM, an educational background in real estate and notary law, and our own investments in Spain. This allows us to view a purchase in Spain as we would in the Netherlands: carefully, verifiably, and with attention to legal and fiscal coherence.
35+ Years NVM Experience
Involvement in continuous education in real estate and notary law. A professional background you feel in every analysis.
Living & Investing in Spain
We know the process professionally and personally. No theory — real experience with the Spanish property market.
Specialised in Dutch Buyers
Aware of Box 3, AOW, BV/holding structures, and Spanish tax rules in broad terms. We speak your fiscal language.
Selective & Personal
We consciously guide a limited number of buyers at a time, allowing for depth and genuine alignment.
Media and events
Our vision on responsible buying and investing in Spain is frequently requested in the media. This helps us stay sharp on market developments and refine our own approach.
Want to go beyond sales presentations and portals? Start with the Purchase Compass or schedule a strategy conversation, and we'll assess together if and how Spain makes sense for you.