Your situation in Spain

Which situation best fits your current plans?

Buyers often start by looking at properties and projects, but the right order is different: first clarity about your situation and strategy, then selection. Choose the situation that fits you best below. Based on your choice, the Purchase Compass and follow-up emails will better align with your plans.

If you're unsure between two situations, pick the one most prominent for you right now. You can always adjust your choice later.

Choose your situation

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Investing in Spain from a fiscal reorientation

You have capital in the Netherlands — private or in a BV/holding — and are looking for an alternative way to position it. Tax pressure and changing rules play a role, but you don't want a purchase that relies solely on a single fiscal incentive. You're wondering whether Spanish real estate can be a logical part of your overall wealth strategy.

This route focuses on strategy, structure, and long-term logic — not just "attractive projects."

Enjoying Spain several times a year

You want a second home in Spain to enjoy the climate, nature, culture, activities, and cuisine more frequently. Comfort, tranquility, and livability come first. Returns and value growth are welcome but not the main reason to buy.

This route emphasizes usage, costs, management, and seasonal aspects — so your second home remains relaxing rather than a source of hassle.

Investing and using yourself

You're looking for a property that is both a serious investment and a place where you enjoy staying. You want returns, personal use, fiscal logic, and long-term fit to be in balance — without one fully obstructing the other.

This route focuses on the tension between returns and personal use, and on micro-choices within projects that make both possible.

(Partial) residence or wintering in Spain

You are seriously considering wintering, phased relocation, or eventually living in Spain full-time. This is about livability, amenities, healthcare, accessibility, and implications for your position in the Netherlands — not just vacation feeling.

This route looks at scenarios over time (now – 5 years – 10 years), living environment, and key fiscal and practical considerations.

Invest now, winter later

You want to invest now with (partial) rental and potential returns, but plan to spend longer periods or winter in the same property in a few years. The property therefore needs to support two phases: first as an investment, later as a comfortable home for extended living.

This route explicitly addresses the dual horizon: what the property must do now and what it must deliver later — so you don't get stuck between returns and livability.

— Why this matters

Why we ask this

By selecting one situation, we can tailor the information you receive to your plans. The Purchase Compass and follow-up emails use the same five strategic criteria, but examples and emphasis differ per situation. This way, you avoid general tips and get insights that match exactly where you are now.

Your choice is not a contract: if your situation changes, you can always adjust your route later.

The five strategic criteria — always the same, always your situation

Usage

Investing, enjoyment, living, or a combination — what is the real goal?

Time horizon

0–5, 5–10, or 10+ years — and the flexibility you need.

Fiscal position

Box 3, AOW, BV/holding, or Spanish SL — which structure fits?

Financing

Own capital, mortgage, cashflow — what range is realistic?

Region, policy & management

Location, regulations, rental rules, and long-term development.

— Logical next step

Done choosing?

Done choosing? Then this is the logical next step.

The Purchase Compass gives you a practical framework to evaluate your plans along the same five strategic criteria — in 45–60 minutes, before you look at a single property or project.

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No spam. Just the document, tailored follow-up emails, and a clear framework for your plans.